Anyone looking for a debt consolidation loan should consider Marks and Spencers after the group were awarded the gong for being the top provider of personal loans.
M&S Money offer a range of different loans and also make it easy for consumers to work out monthly repayments using their online calculator.
Andy Ripley, deputy chief executive for the group commented, "We are not complacent and we always strive to enhance our service and provide value for money products."